Author: Factsheet

Reward Programs Get to know first how each credit card rewards program works before even earning some. The credit card offers varied structures: •Flat-rate rewards: Cards giving you a consistent percentage of... Read More

Introduction Credit cards have long since evolved beyond a simple payment tool to strong financial instruments that can help you amass valuable rewards. It can be cashback, travel points, or even... Read More

Pay the total amount due every month so as to avoid paying interest because this would nullify the bonus you are earning. Benefit from partner offers and promotion, and get... Read More

Conclusion There are smart ways to maximize credit card rewards. Choose cards whose rewards match your spending best, like cards that give a better return on dining, travel, or grocery purchases.... Read More

6. Expiry rewards points Others give in points or voucher terms that expire after sometimes, so you have to keep following these dates so as not to waste time when these... Read More

5.Making the best of the balance transfer facility If you are unable to pay even the full amount of high-interest credit card debt, then it is possible to get relief. Most... Read More

4.Paying the bills before the due date Paying the bills on time is the most important trick of a credit card. In fact, every credit card possesses an interest-free period. This... Read More

3.Join promotional offers At times, banks, hotels, and airlines hold promotional offers for which credit card users can benefit-they get free hotel stays, bonus air miles, extra reward points on travel,... Read More

2. List the third-party programs for your credit card. Many credit cards come with third-party benefits, for instance, earning extra points for shopping at participating stores and restaurants. Some even have... Read More

Credit Card Hacks 1.Spending bonus A significant number of credit cards allow a set amount of spending in any given calendar year. Once the total amount is reached, one can start to... Read More